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# Mortgages

Last month
September 2023
Mortgages
Minister calls on Pepper to be 'absolutely clear' with customers about new fixed mortgage interest rate
Mortgage holders with non-banks and vulture funds can now switch to one of the pillar banks, says Minister McGrath.
18.2k
39
Sep 12th 2023, 1:04 PM
August
August 2023
Irish Banks
Michael McGrath expects move by Irish banks to boost deposit rates
The Finance Minister said he expects Irish savers will soon receive positive news.
10.8k
30
Aug 21st 2023, 3:01 PM
repayments
AIB apologises for letters to mortgage holders raising repayments
Some mortgage holders were told they were under-charged on their mortgage when they were with Ulster Bank and that their payments would increase.
36.5k
42
Aug 11th 2023, 1:38 PM
THE MORNING LEAD
'I wonder have I failed my family': Readers describe their struggles with mortgage repayments
A report by
Jane Matthews
We asked readers how higher mortgage interest rates are impacting them.
43.9k
54
Aug 10th 2023, 12:05 AM
readers' stories
Are you struggling because of increased mortgage interest rates?
Have your monthly outgoings shot up as a result of higher mortgage interest rates? We want to hear from you.
21.3k
0
Aug 2nd 2023, 10:42 AM
Homeowners
Sinn Féin say mortgage interest relief for homeowners ‘can’t wait until Budget’
Opponents of mortgage interest relief argue that it is unequitable and favours homeowners at a time when renters are signficantly more exposed to high housing costs.
17.1k
36
Aug 1st 2023, 3:20 PM
July
July 2023
Permanent TSB
Permanent TSB increases rates on some of its fixed rate mortgages
Permanent TSB customers are encouraged to contact the bank to enquire about the specific rates on their mortgages and loans.
12.0k
12
Jul 28th 2023, 3:08 PM
Interest Rates
Are UK mortgage affordability struggles a sign of things to come in Ireland?
Changes in mortgage interest rates could leave people paying hundreds of euros extra a month.
21.6k
22
Jul 23rd 2023, 6:30 AM
Report
Irish households generally don't spend more income on housing compared to elsewhere in Europe
Research published today by the ESRI, funded by the Department of Housing, explores the housing affordability challenges faced in Ireland.
14.3k
45
Jul 20th 2023, 7:41 AM
up and up
Irish mortgage rates rise above eurozone average with further increases likely
The average interest rate for a new mortgage in Ireland was 3.84% in May, up from 3.63% in April.
17.9k
32
Jul 12th 2023, 5:14 PM
generational divide
Now versus the 1980s: How interest rates impact household budgets
Paul O’Donoghue looks at the comparisons between the generations.
15.3k
20
Jul 9th 2023, 6:30 AM
This year
2023
Mortgages
'My mortgage has gone up by €330 a month this year alone. Where will it end?'
The latest interest rate hike by the European Central Bank is set to leave Irish mortgage holders with higher bills.
30.5k
68
Jun 16th 2023, 12:05 AM
Voices
Analysis: 'A number of variable mortgage holders are now looking vulnerable to rate hikes'
Mark Coan of moneysherpa has some advice for those on variable or short term fixed rates.
10.5k
5
May 29th 2023, 7:30 PM
Voices
Analysis: Government and the Central Bank can take steps to free the 60,000 mortgage prisoners
Mark Coan of Money Sherpa says more needs to be gone at the regulatory level to help those in insecure mortgage positions.
16.7k
3
May 14th 2023, 7:30 AM
Mortgages
McGrath welcomes ruling ordering Pepper Finance to lower mortgage rate for borrower in insolvency
The couple will now pay a rate of 2.5% over the next 25 years.
14.0k
16
May 10th 2023, 11:18 PM
Voices
Financial advisor: Another ECB hike has been imposed - what should mortgage holders do?
Kieran McAuliffe of Provest looks at today’s ECB increase in interest rates – the seventh in a row – and has some advice for mortgage holders.
14.7k
12
May 4th 2023, 4:43 PM
Mortgages
Start of 2023 ushers in mortgage slowdown as drawdowns slide by a third
10,908 new mortgages to the value of €2,868 million were drawn down by borrowers during the first quarter of 2023.
10.5k
8
Apr 28th 2023, 6:00 AM
Banking
Bank of Ireland apologises over error in transferring over around 35,000 KBC mortgages
The mortgage “start date” for a number of mortgages transferring from KBC to BOI was “incorrectly inputted into our systems”.
20.9k
19
Apr 11th 2023, 2:39 PM
Finance committee
Homeowners with €6,000 owed on mortgage given repossession orders, committee told
An Oireachtas committee was told non-banking entities own more than 56% of all domestic mortgages in arrears.
36.4k
14
Mar 8th 2023, 6:42 PM
Voices
Financial expert: 'Never give up your tracker' may not be the best advice anymore
Mark Coan of moneysherpa has some advice for those on a tracker mortgage.
16.6k
9
Mar 5th 2023, 7:30 AM
Interest Rate
Ulster Bank increases fixed mortgage rates for second time in four months
The new rates are effective from today and will only apply to certain existing customers.
13.7k
7
Feb 24th 2023, 1:20 PM
Mortgages
Government-backed mortgage offers are set to get bigger from March
Houses valued up to €360,000 in Dun Laoghaire Rathdown, South Dublin, Dublin City, Fingal, Wicklow and Kildare will soon be eligible for the loan.
14.7k
6
Feb 7th 2023, 3:24 PM
Mortgages
Ireland had the highest number of mortgage drawdowns last year since 2008
That’s according to two reports published today by the Banking and Payments Federation Ireland.
7.9k
9
Feb 1st 2023, 6:00 AM
European Central Bank
Bank of Ireland increasing fixed mortgage rates again
The banks’s fixed interest rates will increase by 0.75% for all new mortgage loan drawdowns.
20.5k
11
Jan 24th 2023, 1:17 PM
Housing
Value of mortgages increase by 16.8% in 12 months: banking lobby report
The value of first-time buyers’ mortgages rose 1.4% year-on-year, according to the report.
8.3k
4
Jan 13th 2023, 7:08 AM
Last year
2022
Banks
Tánaiste says there are no current plans to reintroduce mortgage interest relief
Varadkar said there are no plans currently but it’s not something the Government would rule out for the future.
15.8k
14
Dec 15th 2022, 1:33 PM
Interest Rates
Permanent TSB becomes latest bank to raise interest on fixed rate mortgages
The increases will range from 0.05% to 0.9% depending on a range of factors.
19.3k
8
Nov 18th 2022, 7:51 AM
Interest Rates
Bank of Ireland immediately raises interest rates by 0.25% for new fixed rate mortgages
Bank of Ireland says the move is ‘in light of recent interest rate increases by the European Central Bank’.
15.8k
15
Nov 10th 2022, 11:43 AM
Housing
Mortgage change rules to 'boost purchasing power' of renters
The share of renters that can purchase a three-bed semi-detached home in Dublin has fallen since 2015, says the Central Bank.
13.2k
37
Oct 20th 2022, 6:15 AM
Explainer
Mortgage lending limits: What will the new Central Bank announcements mean for you?
An easing of lending restrictions announced today will make a mortgage more accessible for first-time buyers
11.1k
14
Oct 19th 2022, 6:12 PM
Reaction
Housing minister welcomes mortgage rule change but concerns raised about house price increases
Concerns have been raised about increasing borrowing limits when supply remains low.
12.0k
10
Oct 19th 2022, 3:17 PM
mortgage rules
Central Bank rule change: First-time buyers to be able to borrow four times gross income
A review into mortgage lending began last year.
105k
84
Updated
Oct 19th 2022, 11:38 AM
Banking
Mortgage customers 'frustrated' over wait times to switch lenders amid interest rate hikes
There has been a significant increase in applications over the last 12 months, brokers have said.
One customer started his application in July and still has not received a loan offer from the lender he wants to switch his mortgage to, Michelle Hennessy reports.
Brokers have said the exit of Ulster Bank and KBC from the market has left other lenders struggling to keep up with rising demand.
22.6k
21
Oct 9th 2022, 12:05 AM
Voices
Analysis: ECB rates are on the rise, what does this mean for mortgage holders?
Financial expert David Quinn looks at the latest rate hike and the options available to homeowners.
26.7k
25
Updated
Sep 9th 2022, 10:15 AM
Mortgage drawdowns
House hunters' spending power drops by 9% as average house price continues to rise
House hunters now have an average of €27,000 less to spend on a home compared to this time last year.
26.4k
11
Jul 26th 2022, 12:05 AM
catriona carey
Central Bank issues warning about unauthorised firm linked to businesswoman Catriona Carey
Carey is listed as the sole director of Careysfort Asset Estates Ltd.
29.0k
0
Jun 9th 2022, 7:38 PM
Mortgages
Mortgage seekers need 'significantly' higher earnings than 10 years ago to secure financing
Median household income of first-time buyers increased from €71,000 to €77,000.
17.0k
18
May 24th 2022, 6:15 AM
Voices
Opinion: The last thing this housing market needs is a subsidy for developers
The Social Democrats are asking the government to scrap the subsidy for developers – Cian O’Callaghan explains why.
18.8k
75
May 18th 2022, 12:18 PM
Voices
Opinion: I am one of 'generation rent' - it sounds like a joke but we've stopped laughing
Conor Brummell says young people in Ireland feel they’ve been forgotten by all on the political spectrum.
60.0k
87
Apr 10th 2022, 6:55 PM
Housing
Highest number of mortgages drawn down last year since 2009
Mortgages drawn down in 2021 were worth a total of €10.5 billion, the highest value since 2008.
10.5k
4
Jan 26th 2022, 6:10 AM
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